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Ready to bring your ideas to life? Whether it’s education, renovations or a fresh start, the right financing can help you get there faster.

AIB Personal Loans – Borrow up to €75,000 with no hidden fees

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Looking to finance a new car, a home makeover or a well-deserved holiday? With AIB Personal Loans, you can borrow from €1,000 to €75,000 with no hidden fees, full control over your repayment schedule and a decision in just 3 hours for online loans up to €30,000. Simple, quick and flexible.
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Looking to finance a new car, a home makeover or a well-deserved holiday? With AIB Personal Loans, you can borrow from €1,000 to €75,000 with no hidden fees, full control over your repayment schedule and a decision in just 3 hours for online loans up to €30,000. Simple, quick and flexible.
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ACCEPT RECOMMENDATION
You will remain on the same site.
Curious about what makes it such a popular choice across Ireland? Here are four great reasons:
Approval in 3 hours for loans up to €30,000
No early repayment or setup fees
Flexible repayment options: weekly, fortnightly or monthly
Borrow up to €75,000 with competitive variable APR
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From stress to success with the help of AIB Personal Loans

Just like Emma, you might be one step away from gaining financial peace of mind with the right loan—especially when life feels heavy and the bills keep adding up.


Emma was balancing rising rent, urgent car repairs, and helping to organise her sister’s wedding. Even with a full-time job, the pressure felt constant and exhausting.

Feeling overwhelmed, she turned to AIB Personal Loans, hoping for a solution that wouldn’t add more stress. What she found was relief she hadn’t expected.

She applied online on a quiet Wednesday morning. Within just three hours, she was approved for €5,000—enough to cover the essentials and breathe again.

What truly helped Emma was the flexibility. She chose fortnightly repayments and added a break in December—when life is busy, and expenses peak.

That loan didn’t just cover costs. It gave her the space to breathe, to plan, and to feel in control again—something she hadn’t felt in months.

Emma now manages her loan easily through the AIB app. And when friends feel stuck, she says what helped her most: “It gave me peace when I needed it most.”

Like Emma, you deserve support that meets you where you are. AIB Personal Loans are here to help you move forward — calm, capable, and in control.


Still have questions? Check the FAQ section below to learn everything you need about AIB Personal Loans.

The AIB personal loans calculator is a simple online tool that helps you estimate your monthly repayments based on the loan amount and term. Just enter the amount you want to borrow and your preferred repayment period to see an example of what your monthly instalments could look like. This tool is ideal for planning before applying and gives you a clear picture of what to expect. It’s available on the official AIB website and can be used anytime.

If you have questions about your application or need support at any stage, you can reach the AIB loans contact team for assistance. They’re available during business hours by phone or in branch. Whether you're wondering about documentation, approval status, or next steps, the support team can provide clarity and guidance tailored to your situation.

You can contact the team directly at 0818 724 725, the official AIB personal loan phone number. This number connects you with AIB’s loan support specialists, who can help with everything from starting an application to understanding your repayment schedule. If you're calling from abroad, dial +353 1 771 5610 instead.

Yes, the AIB loans department is equipped to handle more complex loan enquiries, especially for amounts above €30,000 or joint applications. You can connect with them by calling AIB directly or by requesting a callback online. They’ll guide you through the loan process and help structure a solution that fits your financial needs.

Absolutely. A personal loan is often a better choice than a credit card for large or long-term expenses due to typically lower interest rates and fixed repayment terms. While credit cards are good for short-term flexibility, a personal loan provides clearer structure and is ideal for bigger purchases like home renovations or debt consolidation.

As a leading provider of personal loan Ireland options, AIB stands out with quick approval, flexible repayment choices, and no early repayment fees. Borrowers can apply online, by phone, or in person, and loans range from €1,000 to €75,000. The combination of convenience, transparency, and competitive rates makes it a strong choice for many across the country.

Financial support can be a turning point. Choosing a loan that respects your rhythm makes all the difference in challenging times.

Confidence comes from the amount borrowed, and also from knowing your bank offers clarity, empathy and tools to help you stay in control from start to finish.

Before applying, it’s essential to fully understand the terms, responsibilities and long-term impact of a loan. Being informed ensures your financial decisions are safe and sustainable.

To review the latest terms, use the calculator, or start your application, we recommend visiting the official AIB website for accurate and updated information.

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AIB Personal Loans

up to €75,000 quickly
Use the AIB personal loans calculator now and find out how affordable your dream project can be.
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